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The Actuary The magazine of the Institute & Faculty of Actuaries
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Life insurance

  • p26-27-Ageing-iStock-174706204-(1)v2 Understanding inequalities in later lifeRachael Docking explains how factors throughout life can compound to make later life challenging, and points to how such inequalities might be tackled 12 April 2018
  • p26-27-DNA-Strand-iStock-648132432 A disquieting and awesome prospectKateryna Katyukha Swiegers considers recent advances in human genome editing and what these could mean for insurers and wider society 08 March 2018
  • iStock Take my breath awayClaire Jones considers the implications of environmental change for setting mortality assumptions and summarises what we currently know 08 February 2018
  • Stem-cell-research-iStock-819568470-(1) Cancer and costAisling Kennedy reports on the latest data on the incidence and risks of cancer and how this affects critical illness costs for insurers 07 December 2017
  • Illustration A good gigKaren Brolly considers what effects new technology and the gig economy could have on UK insurance and savings products 07 December 2017
  • p20-Watering-piggybank-illustration-iStock-607763446 Mind the gender gapMark Williams questions the sustainability of gender-based actuarial factors in pension schemes in light of social and actuarial rationale 09 November 2017
  • p28-30-Heart-transplant- What if artificial organs could replace the need for donors?Artificial organs look likely to play an increasingly important role in transplantation. Nay Wynn considers the implications for insurance 12 October 2017
  • http://www.fm-world.co.uk/comment/perspectives/interpreting-the-data/http://www.fm-world.co.uk/comment/perspectives/interpreting-the-data/ Appetite for adverse selectionPradip Tapadar and Guy Thomas argue that some adverse selection can be a good thing in insurance 11 May 2017
  • p22-24-longivity-tree-ring-iStock-538650790.png Prolonging the longevity trendIt is well known that life expectancy has steadily and markedly increased over time in the UK. Many actuaries apparently take it as a natural law that the historic longevity trend will continue into the future. 13 April 2017
  • What 2016 told us about death What 2016 told us about deathMatthew Edwards looks at the most interesting pieces of mortality news of 2016, both in the UK and internationally 09 March 2017
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Actuaries in life insurance

This is a traditional area for actuaries, with the roles evolving as life insurance itself evolves. Classic roles include designing and pricing contracts, monitoring the funds required to provide the benefits promised, and recommending the bonuses to be added to with-profit policies.

 Nowadays, actuaries may also provide expert advice on investment, get involved in the planning and marketing of products, and advise on strategic risk measurement - and so be involved in almost any aspect of a company's activity.

Find out more