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The Actuary The magazine of the Institute & Faculty of Actuaries
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Life insurance

  • Shutterstock Turning the tables in IrelandEmmet Thornburgh and Shane Prendergast explore the mortality experience of Irish insured lives, on behalf of the Demography Committee of the Society of Actuaries of Ireland 08 August 2019
  • IKON The M&A explosionJack Gibson and Joseph Milicia explore the reasons for the recent surge in M&A activity in the insurance market 11 July 2019
  • Vegan Is diet the magic bullet?Mark O'Reilly investigates the link between animal produce and cardiovascular disease 11 April 2019
  • p18-19_clock_ikon__00007528 Mortality movementKirstie Mok, on behalf of the CMI Mortality Projections Committee, reports on trends in mortality improvements and their causes 11 April 2019
  • p24_medical_phone_istock_ AI and health: Prevention is better than curePaloma Valdés examines how artificial intelligence (AI) is boosting value for healthcare companies by aligning the interests of patient and provider 11 April 2019
  • Sterling money symbol IFoA Life Research Committee: Life less ordinaryRichard Schneider describes the IFoA Life Research Committee's activities, instigating member-led research and giving members a voice in the wider financial world 11 April 2019
  • p20-22_material_benefits_istock Deprivation and life expectancy in the UKTorsten Kleinow, Andrew Cairns and Jie Wen take a look at a recent report investigating the links between deprivation and life expectancy in the UK 11 April 2019
  • p20-21_IKON_tightrope_62460236 Taken to excessYiannis Parizas discusses an alternative approach to modelling excess levels in regressions 07 March 2019
  • p22-23_cyber_head_HIRES_SuperStock_1849-624 The rules of engagementAndrew Harley talks to Shona Cotterill, Kiruba Eswaran and Magdalena Ramada Sarasola about the influence of insurtech on the life insurance industry. 07 February 2019
  • p18-19_iStock-943992658-[Converted] Breathing roomReform of the Zinszusatzreserve in Germany is giving a stressed industry the space to recover, says Bernd Heistermann. 07 February 2019
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Actuaries in life insurance

This is a traditional area for actuaries, with the roles evolving as life insurance itself evolves. Classic roles include designing and pricing contracts, monitoring the funds required to provide the benefits promised, and recommending the bonuses to be added to with-profit policies.

 Nowadays, actuaries may also provide expert advice on investment, get involved in the planning and marketing of products, and advise on strategic risk measurement - and so be involved in almost any aspect of a company's activity.

Find out more