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The Actuary The magazine of the Institute & Faculty of Actuaries
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Life insurance

  • Vegan Is diet the magic bullet?Mark O'Reilly investigates the link between animal produce and cardiovascular disease 11 April 2019
  • p20-22_material_benefits_istock Deprivation and life expectancy in the UKTorsten Kleinow, Andrew Cairns and Jie Wen take a look at a recent report investigating the links between deprivation and life expectancy in the UK 11 April 2019
  • p18-19_clock_ikon__00007528 Mortality movementKirstie Mok, on behalf of the CMI Mortality Projections Committee, reports on trends in mortality improvements and their causes 11 April 2019
  • p24_medical_phone_istock_ AI and health: Prevention is better than curePaloma Valdés examines how artificial intelligence (AI) is boosting value for healthcare companies by aligning the interests of patient and provider 11 April 2019
  • Sterling money symbol IFoA Life Research Committee: Life less ordinaryRichard Schneider describes the IFoA Life Research Committee's activities, instigating member-led research and giving members a voice in the wider financial world 11 April 2019
  • p20-21_IKON_tightrope_62460236 Taken to excessYiannis Parizas discusses an alternative approach to modelling excess levels in regressions 07 March 2019
  • p22-23_cyber_head_HIRES_SuperStock_1849-624 The rules of engagementAndrew Harley talks to Shona Cotterill, Kiruba Eswaran and Magdalena Ramada Sarasola about the influence of insurtech on the life insurance industry. 07 February 2019
  • p18-19_iStock-943992658-[Converted] Breathing roomReform of the Zinszusatzreserve in Germany is giving a stressed industry the space to recover, says Bernd Heistermann. 07 February 2019
  • p26_IKON_motor_HIRES_62460325 What's in a name?Alex Manov looks at the risks involved with named drivers and the questions insurers should be asking them 07 February 2019
  • Cash-in-capsule-shutterstock_364151255 An easier pill to swallowSebastian Dany and Silke Longoni explain the German Ministry of Finance's new method for calculating the Zinszusatzreserve. 06 December 2018
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Actuaries in life insurance

This is a traditional area for actuaries, with the roles evolving as life insurance itself evolves. Classic roles include designing and pricing contracts, monitoring the funds required to provide the benefits promised, and recommending the bonuses to be added to with-profit policies.

 Nowadays, actuaries may also provide expert advice on investment, get involved in the planning and marketing of products, and advise on strategic risk measurement - and so be involved in almost any aspect of a company's activity.

Find out more