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The Actuary The magazine of the Institute & Faculty of Actuaries
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General insurance

  • iStock-849307122-[Converted]n.jpg A big market reaches new heightsThe global catastrophe market has proved itself a powerful force in reinsurance.Thomas Johansmeyer reports on its performance 12 July 2018
  • Antigua, Guatemala @iStock Insurance penetration in Latin America and the CaribbeanRicardo González reports on the state of insurance penetration in Latin America and the Caribbean, and the key factors that will influence it going forward 12 July 2018
  • 11250012-v2-copy.jpg Microinsurance: no job too smallDavid Dror explains how to approach micro health insurance packages in a way that maximises success 12 July 2018
  • Brexit-cut-out-.jpg Brexit, a changing job landscapeLewis Maleh examines how the UK's exit from the EU could impact positions in the European insurance market 12 July 2018
  • Africa-iStock-648058954.jpg Growth potential for African insuranceInsurers need to become catalysts for innovation in order to drive growth across Africa, writes Tavaziva Madzinga 12 July 2018
  • Risk Map Insurance in an unstable worldLiz McMahon discusses the findings from Aon's latest annual Risk Maps and what it means for the insurance markets 12 July 2018
  • Industrial-revolution- The fourth industrial revolutionRavin Jesuthasan and Day Bishop explain how technology is transforming the insurance value chain 10 May 2018
  • p20-22-IIRM-Juggling-man- The great juggling actThe current pace of change in regulatory and accounting standards makes now a better time than ever for firms to revisit their asset liability management strategies, argues Richard Schneider 10 May 2018
  • p.18 When long-term is too longPeru Govindasamy looks at the liquidity and pricing consequences of developed market ultra long-term bonds 10 May 2018
  • shutterstock_614402417 Driving change with telematicsAdvances in telematics are transforming the insurance industry. Andy Goldby looks at the benefits this technology can bring 10 May 2018
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Actuaries in general insurance

Actuarial involvement in general insurance has grown significantly in recent years. Nowadays, general insurance actuaries might help insurance companies estimate the reserves they require for future claims as well as identify the other management information they need.

Actuaries will also work on rating insurance products in areas such as motor and household insurance where large volumes of data exist. In other fields, they will advise building societies on the capital requirements for their own insurance companies, and advise reinsurance companies on their rates for 'excess of loss reinsurance'.

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