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The Actuary The magazine of the Institute & Faculty of Actuaries
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General insurance

  • p24-25-Coins-balancing-Ikon-4999 The problem solverAdam Robinson and Luca Tres explain the past, present and future of life insurance securitisations 09 May 2019
  • p18-19-Brexit-Ikon-5043 Diminished returnsOlivia Bridge looks at how migration costs and immigration plans are set to affect actuaries in a post-Brexit UK 09 May 2019
  • Digital Device and Global Network Data science: opportunities for actuariesTuesday 26 February 2019 was a groundbreaking day for IFoA events. At 8.00 (GMT), president-elect John Taylor and a panel of specialists with a wide range of experience in the data science domain opened the IFoA's first ever virtual conference. 09 May 2019
  • Actuary Myanmar delegation visitThe IFoA was delighted to host a government and business delegation visit from Myanmar at its London office on 19 March. 09 May 2019
  • Revised Actuaries' Code and Guidance comes into forceThis month the revised Actuaries' Code comes into force. 09 May 2019
  • May births & deathsIt is with great regret that we announce the death of the following members. We offer our condolences to their families and colleagues. 09 May 2019
  • Professional skills webinarWhat do we mean by 'speaking up' and 'whistleblowing'? Is there a difference? 09 May 2019
  • Marathon Marathon in memoryRegular charity runner Charles Cowling recently completed one of the world's six marathon majors, Tokyo, with son and actuarial student Tom. 09 May 2019
  • Drivers unhappy with dual pricing ┬ęShutterstock Loyalty doesn't pay in motor insuranceHalf of motorists think it should be unlawful for insurers to charge existing customers more than new customers for the same cover. 01 May 2019
  • p20-21_IKON_tightrope_62460236 Taken to excessYiannis Parizas discusses an alternative approach to modelling excess levels in regressions 07 March 2019
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Actuaries in general insurance

Actuarial involvement in general insurance has grown significantly in recent years. Nowadays, general insurance actuaries might help insurance companies estimate the reserves they require for future claims as well as identify the other management information they need.

Actuaries will also work on rating insurance products in areas such as motor and household insurance where large volumes of data exist. In other fields, they will advise building societies on the capital requirements for their own insurance companies, and advise reinsurance companies on their rates for 'excess of loss reinsurance'.

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