I would like to comment on actuarial research papers on policyholder reasonable expectation (PRE). Actuaries have been taking an unduly narrow understanding of the issues of fairness
Recently I read a wonderful book called Being Mortal by Atul Gawande, a US doctor of Indian origin. It is extremely well written. What struck me particularly was how the issues facing the medical profession are not dissimilar to those facing the actuarial profession.