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We have reached a turning point in taking account of carbon risk, says Lauren Smart, and if managed properly, this could have positive results for pension funds and insurers

Paul Harwood considers enterprise risk management and discusses how to optimise the second generation of this method and make the right choices

Peter Crowley explains why interest rate derivative mis-selling is a continuing problem

Darryl Boulton picks out some of the common examination pitfalls, and offers tips on maximising the best outcome for students

The new regulatory framework requires firms who develop their own internal capital models to have these validated. William Diffey and Apollos Dan look at the key challenges, and suggest the best route for a good test run

Ros Altmann talks to Richard Purcell about understanding consumers’ concerns, and her priorities as the UK government’s newly appointed pensions minister