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Insurers need to start thinking about Solvency II reporting requirements, says Partha Panda

George Orros believes a well-articulated risk appetite lies at the heart of effective ERM

Richard Elliott picks his stocking-filler suggestions from 2011’s offerings

Peter Baker looks at recent changes to the UK visa system and the impact on overseas applicants and prospective employers

Jim Sutcliffe explains the Financial Reporting Council’s proposals for reform and considers their implications for the actuarial profession

Is the insurance industry ready for the challenges and opportunities presented by climate change, asks Hannes Van Rensburg

David Bennett discusses social housing as an investment opportunity for pension schemes

James Lloyd looks at the implications of the Dilnot report for the pricing and design of products intended to protect against the cost of long-term care

Anthony Dhanendran charts the rise of cloud computing and considers the pros and cons for businesses and individuals

Douglas Wright, Iqbal Owadally and Feng Zhou discuss agent-based modelling