Premiums for home insurance have fallen 27% in the past five years, according to analysis by moneysupermarket.com.
The price comparison website looked at 2.6 million quotes on the website and found an average bill was £116 a year, compared with £159 at the same point in 2014. Since spring, 2010 premiums have fallen by £44 overall.
The company attributed the price drop to lower burglary rates, fewer claims for flood and storm damage following the mild winter of 2014-15 and increased competition in the market.
Residents of Norwich have the UK's lowest premiums of just £101. Harrow in London was home to the highest, at £182 a year.
And it is bad news if you live in Bolton, the only location where premiums have risen in the past 12 months, by £10.
Those living in Kingston upon Thames saw the biggest fall of £19, although premiums here of £135 were among the highest in the UK to begin with.