Skip to main content
The Actuary: The magazine of the Institute and Faculty of Actuaries - return to the homepage Logo of The Actuary website
  • Search
  • Visit The Actuary Magazine on Facebook
  • Visit The Actuary Magazine on LinkedIn
  • Visit @TheActuaryMag on Twitter
Visit the website of the Institute and Faculty of Actuaries Logo of the Institute and Faculty of Actuaries

Main navigation

  • News
  • Features
    • General Features
    • Interviews
    • Students
    • Opinion
  • Topics
  • Knowledge
    • Business Skills
    • Careers
    • Events
    • Predictions by The Actuary
    • Whitepapers
  • Jobs
  • IFoA
    • CEO Comment
    • IFoA News
    • People & Social News
    • President Comment
  • Archive

Topics

  • Data Science
  • Investment
  • Risk & ERM
  • Pensions
  • Environment
  • Soft skills
  • General Insurance
  • Regulation Standards
  • Health care
  • Technology
  • Reinsurance
  • Global
  • Life insurance
Quick links:
  • Home
  • The Actuary Issues
  • April 2014
04

Investors looking for retirement boost, Schroders survey finds

Open-access content 4th April 2014

Almost three fifths of individual investors with €10,000 or more to spend during the next 12 months are aiming to boost retirement savings but many are failing to take a long-term view on high-growth assets, according to a Schroders poll.

In a report on global investment trends in 2014, published yesterday, the asset management company said that, of the 15,749 investors from 23 countries that responded to its poll, 61% said they were looking for satisfactory investment returns within just five years, with 5% taking a longer-term view of ten years or more.

This mismatch between investors' goals and the investment decisions they are making could jeopardise many people's ability to build the retirement pots they are seeking to achieve, the firm said.

Almost a half (46%) of those surveyed said they would prioritise pensions and retirement planning as a key investment goal for 2014.

Schroders executive vice chair Massimo Tosato said: 'We urge investors to take the time to review their objectives to ensure they are structuring investments to achieve their required outcomes and to tap into the economic growth opportunities emerging around the world.

'It is also important to take a long-term view where possible, particularly where retirement goals are concerned and to mitigate against short-term economic fluctuations such as those caused by the instability in Ukraine and recent concerns about the level of Chinese economic growth and the strength of the eurozone recovery.'

The study highlighted that investors were holding a significant proportion of their investment in cash and much less in high-growth assets, like equities, despite improving economic conditions and stock market performance.

Those surveyed said they would only allocate around 20% of their portfolios to higher-risk assets while holding around a third (35%) in medium risk assets and 44% in low risk asset classes such as cash.

Schroders study identified Asian investors as more risk-prone, as they were more open to placing their funds into higher-risk assets. But Asian investors said they intend to allocate only a quarter of their money to assets that provide higher growth potential this year. Respondents from Europe/UAE said they would invest only 18%, while US responders said 20%.

 

 

 

 

 

This article appeared in our April 2014 issue of The Actuary.
Click here to view this issue
Filed in:
04
Topics:
Pensions
Share
  • Twitter
  • Facebook
  • Linked in
  • Mail
  • Print

Latest Jobs

Actuarial Analyst - Pensions to Life

London (Central)
study support, package
Reference
119042

Reinsurance Technician

London (Central)
Negotiable
Reference
119041

Pricing Actuary/Analyst (Casualty)

London, England
£60000 - £80000 per annum
Reference
119040
See all jobs »
 
 
 
 

Sign up to our newsletter

News, jobs and updates

Sign up

Subscribe to The Actuary

Receive the print edition straight to your door

Subscribe
Spread-iPad-slantB-june.png
​
FOLLOW US
The Actuary on LinkedIn
@TheActuaryMag on Twitter
Facebook: The Actuary Magazine
CONTACT US
The Actuary
Tel: (+44) 020 7880 6200
​

IFoA

About IFoA
Become an actuary
IFoA Events
About membership

Information

Privacy Policy
Terms & Conditions
Cookie Policy
Think Green

Get in touch

Contact us
Advertise with us
Subscribe to The Actuary Magazine
Contribute

The Actuary Jobs

Actuarial job search
Pensions jobs
General insurance jobs
Solvency II jobs

© 2020 The Actuary. The Actuary is published on behalf of the Institute and Faculty of Actuaries by Redactive Publishing Limited, Level 5, 78 Chamber Street, London, E1 8BL. Tel: 020 7880 6200