The Actuary March 2021

Florin Ginghina and Advait Kapadia describe the evolution and use of models to evaluate credit migration and default risk

Han Li and Qihe Tang search for evidence linking extremes in temperature with mortality

Imran Haider on how he developed a capital model for mortgage credit guarantees in Saudi Arabia – from scratch

Firms need to develop a structured approach to managing climate risks within long-dated asset portfolios, say Jonathan Lim, Sandy Trust and Ryan Allison

Dhiran Dookhi explores techniques for assessing climate change risks associated with asset portfolios and liabilities

Małgorzata Śmietanka introduces the opportunities for federated learning and privacy-preserving data access in insurance

Pamela Hellig considers whether vaccination against COVID-19 and other diseases should be a rating factor for life insurance

Now a fully qualified actuary, Jason Brett reflects on what worked for him as a student – and what didn’t

People and society news: March

March puzzles and solutions