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The Actuary November 2012

Issue date: November 2012

Articles in this issue

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Over-50s 'underestimate longevity and overestimate pension income'

People nearing retirement are under-estimating how long they will live and are either overly optimistic or have no idea how much the retirement income will be, according to research published by the Institute for Fiscal Studies today.
Friday 30th November 2012
Open-access content
2

Cutting pension tax relief would hit investment and saving, says CBI

Business leaders have warned Chancellor George Osborne that any cut to pension tax relief for higher earners in next week’s Autumn Statement would be an income tax, not a wealth tax.
Thursday 29th November 2012
Open-access content
2

MPs call for urgent action on flood insurance 'impasse'

The Commons environment, food and rural affairs committee has called for ‘clear answers’ from the government about how it plans to ensure properties at risk of flooding can secure insurance in the future.
Thursday 29th November 2012
Open-access content
2

Soapbox: Actions speak louder than numbers

Falling prices can’t revive protection sales if consumers aren’t on board in the first place, warns Ron Wheatcroft
Thursday 29th November 2012
Open-access content
2

Pension charges code of conduct launched

A code of conduct that aims to enable employers to choose the best pension for their staff by encouraging pension providers to clearly disclose the charges and investment costs associated with their schemes has been launched today.
Wednesday 28th November 2012
Open-access content
2

Longevity and our 'missing' 90-year-olds

Buried in the data of the 2011 Census is the discovery that there are now fewer elderly people than was previously estimated. The census data showed that there were 30,000 fewer people aged in their 90s than expected. This represents a reduction of around 15%, so what has happened to our 'missing' 90-year-olds?
Wednesday 28th November 2012
Open-access content
ta filler

Singapore's solution to longevity risk

Xi Kun Phua demystifies the new pension system in Singapore in particular the Central Provident Fund, the Lifelong Income Scheme For The Elderly, the non guaranteed annuity payouts and the bequest option.
Wednesday 28th November 2012
Open-access content
ta

High growth countries face $168bn 'insurance deficit', says Lloyd's

Low levels of insurance take-up in fast developing economies mean governments are being left over-exposed to the cost of natural catastrophes, Lloyd's of London said today.
Tuesday 27th November 2012
Open-access content

Most people will stay in pensions under auto-enrolment, says DWP

More than two thirds of people plan to remain in a workplace pension scheme once they are automatically enrolled into it, according to research published by the Department for Work and Pensions yesterday.
Tuesday 27th November 2012
Open-access content
2

Flood insurance talks have reached an impasse, says ABI

Talks aimed between government and the insurance industry which aim to ensure homeowners at high-risk of flooding can receive affordable cover have reached ‘an impasse’, the Association of British Insurers claimed today.
Monday 26th November 2012
Open-access content

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