People are working longer than they used to, with the average retirement age increasing from 63.8 to 64.6 years for men and from 61.2 to 62.3 years for women between 2004 and 2010, according to statistics published today by the Office for National Statistics.
James Lloyd looks at the implications of the Dilnot report for the pricing and design of products intended to protect against the cost of long-term care
