Open-access content Thursday 1st November 2012 — updated 5.13pm, Wednesday 29th April 2020 Read all articles from The Actuary in November 2012, plus view a digital edition File 78369_1.pdf Digital edition Read the November 2012 issue of The Actuary magazine. All articles - print and online News Features Opinion Find digital editions and all articles from: other months in 2012 other years Filed in: 2012 You might also like... View the discussion thread.