Open-access content Thursday 2nd August 2012 — updated 5.13pm, Wednesday 29th April 2020 Read all articles from The Actuary in August2012, plus view a digital edition File 72878_3.pdf Digital edition Read the August 2012 issue of The Actuary magazine. All articles - print and online News Features Opinion Find digital editions and all articles from: other months in 2012 other years Filed in 2012 You might also like... View the discussion thread.