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The Actuary The magazine of the Institute & Faculty of Actuaries
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Life insurance

  • ¬©Ikon A weighty matterWith obesity rates showing no signs of declining, Nay Wynn examines their effects on health, and how actuaries can factor this in when underwriting life insurance policies. 09 August 2018
  • August Headshots Routes to the topIn this second instalment of our 'routes to the top' series, Bradley Shearer speaks to more senior executives about their career paths, giving further practical professional advice to us all. 09 August 2018
  • Statins Statins: figures on the pulseLisanne Gitsels and Elena Kulinskaya quantify the impact of statins on longevity 09 August 2018
  • Antigua, Guatemala @iStock Insurance penetration in Latin America and the CaribbeanRicardo González reports on the state of insurance penetration in Latin America and the Caribbean, and the key factors that will influence it going forward 12 July 2018
  • p26-27-Ageing-iStock-174706204-(1)v2 Understanding inequalities in later lifeRachael Docking explains how factors throughout life can compound to make later life challenging, and points to how such inequalities might be tackled 12 April 2018
  • p26-27-DNA-Strand-iStock-648132432 A disquieting and awesome prospectKateryna Katyukha Swiegers considers recent advances in human genome editing and what these could mean for insurers and wider society 08 March 2018
  • iStock Take my breath awayClaire Jones considers the implications of environmental change for setting mortality assumptions and summarises what we currently know 08 February 2018
  • Stem-cell-research-iStock-819568470-(1) Cancer and costAisling Kennedy reports on the latest data on the incidence and risks of cancer and how this affects critical illness costs for insurers 07 December 2017
  • Illustration A good gigKaren Brolly considers what effects new technology and the gig economy could have on UK insurance and savings products 07 December 2017
  • p20-Watering-piggybank-illustration-iStock-607763446 Mind the gender gapMark Williams questions the sustainability of gender-based actuarial factors in pension schemes in light of social and actuarial rationale 09 November 2017
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Actuaries in life insurance

This is a traditional area for actuaries, with the roles evolving as life insurance itself evolves. Classic roles include designing and pricing contracts, monitoring the funds required to provide the benefits promised, and recommending the bonuses to be added to with-profit policies.

 Nowadays, actuaries may also provide expert advice on investment, get involved in the planning and marketing of products, and advise on strategic risk measurement - and so be involved in almost any aspect of a company's activity.

Find out more