The magazine of the actuarial profession

Health

Lengthy retirement 'is bad for your health'Ministers have been urged to remove barriers to people working longer after a study found that retirement has a detrimental effect on both mental and physical health over time. 16 May 2013
Insurers welcome plans to legislate for mesothelioma supportGovernment plans to compensate people who develop mesothelioma after being exposed to asbestos at work but cannot find a liable employer or insurer have been welcomed by the insurance industry. 09 May 2013
Queen's Speech confirms state pension reform plansThe Queen has confirmed that the government will legislate over the coming year to introduce a new single-tier state pension. 08 May 2013
Soapbox: Anticipating ailmentsDr J Wilson Carswell asks whether medical research could be used by the insurance industry to predict those likely to make IP claims 02 May 2013
Sir Mansel Aylward: vision for a healthier, happier nationProfessor Sir Mansel Aylward CB, chair of Public Health Wales, tells Sarah Bennett and Richard Purcell how self-esteem affects health and why happiness is a constant 02 May 2013
Health: consumer confusionRonnie Bowes reviews the findings of a report into consumer understanding of protection insurance. It seems that product knowledge is in short supply 02 May 2013
Health: terms of engagementBringing consumers on side with enticing, transparent products provides the key to boosting understanding of protection insurance. Richard Purcell and Blair Sievering report 02 May 2013
First quarter sees highest deaths total since 2005, says Towers WatsonThe first three months of this year saw the most deaths registered in a quarter for eight years, according to analysis of official figures published by Towers Watson today. 12 April 2013
Mortality & morbidity: the annuities challengeKevin Armstrong, chair of the Continuous Mortality Investigation's Life Office Mortality Committee, explains how the investigation is adapting to the challenges presented by the evolving annuity market and considers how it can best serve its users in this area 10 April 2013
Annuities: outsmarting mortalityDaniel Ryan attributes the success of underwritten annuities to the integration of medical and demographic knowledge within the actuarial profession 04 April 2013

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Actuaries and healthcare

Actuaries have long been involved in financial planning for the NHS, and this is now a growing area for actuarial work, as the Government looks for ways to restructure the welfare state to meet the changing needs, demands and expectations of a changing population.

Evolving health provision models to meet changing needs is also a feature of the expansion of private sector work. Here actuaries work with other health professionals to find appropriate solutions for private medical insurance, income protection, critical illness, and long-term care insurance.

Find out more