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The Actuary The magazine of the Institute & Faculty of Actuaries
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General insurance

  • p26-26-Crop-Insurance-Indian-women-at-harvest-Alamy--D8GE65.jpg Cultivating crop coverDavid Dror on the new methods that are shaking up insurance in low and middle-income developing countries. 08 November 2018
  • ©iStock Capital modelling gets agilePaul Maitland explains how an agile approach can benefit insurance risk models. 08 November 2018
  • p20-21-communications-iStock-480601281-[Converted]v2 Brave new worldTraditional insurance companies can learn a lot from insurtechs, say Ronald Poon-Affat and Jonathan Hughes. 08 November 2018
  • The transition brings considerable uncertainty ©iStock LIBOR reform: A seismic shiftHetal Patel, Cyprian Njamma and the IFoA working party on LIBOR reform discuss the process and implications of transitioning away from the scandal-hit benchmark rate. 11 October 2018
  • iStock-529135690-[Converted]-2 How many sides to your triangle?Justin Thomas and Amit Parmar discuss the impact of a variable Ogden discount rate on actuarial methodology. 06 September 2018
  • Helping-Hand- A helping hand: supporting developing countriesEvie Calcutt considers the actuary's role in helping developing countries to build decision-making capacity for financial protection against disasters. 06 September 2018
  • FEATURE-BACKGROUND Catastophe modelling: out in the openTransparency and technology are driving a revolution in catastrophe modelling, says James Lay. 06 September 2018
  • IFRS ©iStock IFRS 17: sharing the loadTrevor Howes discusses why International Financial Reporting Standard 17 is a joint actuarial and accounting responsibility from start to finish. 06 September 2018
  • Antigua, Guatemala @iStock Insurance penetration in Latin America and the CaribbeanRicardo González reports on the state of insurance penetration in Latin America and the Caribbean, and the key factors that will influence it going forward 12 July 2018
  • 11250012-v2-copy.jpg Microinsurance: no job too smallDavid Dror explains how to approach micro health insurance packages in a way that maximises success 12 July 2018
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Actuaries in general insurance

Actuarial involvement in general insurance has grown significantly in recent years. Nowadays, general insurance actuaries might help insurance companies estimate the reserves they require for future claims as well as identify the other management information they need.

Actuaries will also work on rating insurance products in areas such as motor and household insurance where large volumes of data exist. In other fields, they will advise building societies on the capital requirements for their own insurance companies, and advise reinsurance companies on their rates for 'excess of loss reinsurance'.

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