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The Actuary The magazine of the Institute & Faculty of Actuaries


  • May can increase the Conservatives’ majority ©Shutterstock Pound surges as PM confirms UK snap general election in JuneAfter falling dramatically to a value of $1.2515 this morning, the pound bounced back to a four-month high of $1.2729 after PM Theresa May confirmed her intention for a snap general election in June this year. 18 April 2017
  • Car Innovation_shutterstock_599426126 Clark puts £109m into vehicle innovationsThe government is to plough £109m into developing driverless cars and other low carbon vehicle projects. 17 April 2017
  • Care Costs iStock 524010120 Social care spending variations puzzle IFSSpending on adult social care by English councils plummeted by 11% in real-terms between 2009-10 and 2015-16, with some 85% of them making at least some cut and 10% cuts exceeding a quarter. 17 April 2017
  • Web_PensionRisk_iStock-458570557 copy Slight fall for DB deficitMercer's pensions risk survey has found that the accounting deficit of defined benefit (DB) pension schemes for the UK's 350 largest listed companies fell from £137bn at the end of February to £133bn on 31 March 2017. 14 April 2017
  • Web_PensionChoice_iStock-513743024 Savers urged to weigh pensions and LISAsPensions consultancy Hymans Robertson has found that 61% of workers aged under 40 would open a Lifetime ISA (LISA) and 68% would save into one alongside a pension. 14 April 2017
  • Car insurance ©Shutterstock 585069361 Car insurance rates up againComprehensive car insurance premiums kept rising in the first quarter of this year, to an average of £781, some £110 more than the position a year ago. 14 April 2017
  • Web_PropertyLadder_shutterstock_145236847 Middle aged 'relying on homes they don't own' for retirementAlmost half of 'Generation X' looks to property to finance its retirement, but this paradoxically includes two million people who have yet to ascend the property ladder. 13 April 2017
  • Brexit is overshadowing other issues ©iStock Brexit shakes businesses' view of UKBusiness advisor KPMG has said that the UK remains an attractive place to do business but less so because of its decision to leave the European Union. 13 April 2017
  • Increased saving will have "a trickle effect" down the generations ©iStock Over 5.5 million people saving more as a result of pension freedomsTwo years on since pension freedoms were introduced in the UK, 14% of working age people are saving more as a direct result, according to research by Aegon. 11 April 2017
  • LISAs designed for saving for first house ©iStock Only 40% of people understand newly launched LISADespite 36% of British people considering saving for a house their top financial priority, 60% do not know what the lifetime individual savings account (LISA) has to offer. 11 April 2017
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